Overview
The Islamic life Insurance Policy from Al Rajhi Takaful provides you and your family with the protection you need against life’s unforeseen events. This Policy gives you excellent financial coverage in the case of death or Total Permanent Disability. And, you’ll be fully covered by a Shariah compliant Policy which encompasses Takaful benefits.
Details
This Policy includes expense coverage in the case of death or Total Permanent Disability. Should either of these cases occur, the Takaful fund will pay regular installments which will be highlighted in your full, valid Policy document.
For your peace of mind, our Islamic life Policy is fully supervised by our Shariah committee, who include a group of leading specialists in Islamic jurisprudence and contemporary financial transactions.
Benefits
You will receive a range of benefits including:
Coverage
As highlighted in your full Policy document, with the Islamic life Policy you’ll be covered for a wide range of scenarios, including:
General Exclusions
This Policy does not cover death or disability if it is directly or indirectly due to any of the following:
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War, (please see article 2/17 in your full Policy document)
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Deliberate self-injury or attempted suicide by the Participant, regardless of whether they were in a normal or disturbed state of mental health at the time.
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Consumption of alcohol, drugs or illegal substances.
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AIDS or HIV infection, or any associated complications.
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Participation in, or training for any dangerous sport or competition like horse or automobile racing.
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Any carriage on private aircraft, with the exception of paid carriage on a known specified airline in accordance with international airline regulations or lease services.
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Any death or injury arising from tasks performed as a member of any branch of the armed forces, whether as a conscripted or reserve soldier, or as a member of a regular military service, as well as any deaths or injuries resulting from the commission or attempted commission of any criminal or a terrorist act. “Armed forces” here as defined as: the army, navy, or air force, or any paramilitary agency, whether organized by the government or not.
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Nuclear weapons, related components and omitted materials, included but not limited to ion radiation, radioactive contamination caused by nuclear fuel, or combustion, or any remnants of nuclear fission or similar (whether for peaceful or military purposes).
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Court decisions or those issued by a specific judicial authority under the regulations in force in The Kingdom of Saudi Arabia.
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Any violation of Islamic legal rulings.
