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Health Insurance

Individual Insurance

Al Rajhi Takaful takes pride in offering high quality health takaful plans for you and your staff. With Al Rajhi Takaful taking care of your health, you can enjoy extra peace of mind. Al Rajhi Takaful is one of the few companies in Saudi Arabia with the resources to deliver an effective Integrated Healthcare Programme that is sufficiently flexible to develop and grow as needs change. It offers you choice and flexibility to choose amongst four different plans. Health Plans offered by Al Rajhi Takaful are fully compliant with CCHI requirements. Al Rajhi Takaful covers health care through its network of hospitals, where you, your employees and their dependent family members will receive the most appropriate treatment, and it even has the systems in place to make the process simple and transparent. To provide that extra peace of mind, we will issue a personalised health card to each insured member. This card guarantees you hospital admission in one of our network hospitals at preferential rates. We offer 24 hours a day, 365 days a year, medical helpline service to guide and assist you in case of any medical emergency.

Download Individual Health Insurance Brochure

  • Health Insurance for Companies

  • Health Insurance for Individuals and families

Al Rajhi Takaful is one of the few companies in Saudi Arabia with the resources to deliver an effective Integrated Healthcare Programme that is sufficiently flexible to develop and grow as needs change. It offers you choice and flexibility to choose amongst four different plans. Health Plans offered by Al Rajhi Takaful are fully compliant with CCHI requirements.

  • An exensive network of high quality medical service providers throughout the kingdom.

  • Reviewing prior approval requests and replying within an hour.

  • 24 hrs medical helpline.

  • Profeeionals trained to answer all your queries and provide solutions to suit your needs.

  • Personalised health Card for each covered member.

  • Plans offered by Al Rajhi Takaful are fully compliant with CCHI requirements

  • Territory scope: Extended to Worldwide in emergency cases only while on Business trips, Vacation and Holiday for upto 60 days in the aggregate.

  • Coverage Outside Network: Reimbursement of claims is applied for emergency cases only Outside and inside KSA, subject to reasonable and customary charges of same treatment at the Appointed Network Providers.

  • Chronice & Pre-existing Conditions up to policy limit PPPY.

  • Room and Board in the appointed medical Network Provider is 100%.

  • Pre term newly born babies coverage is up to policy annual limit from day one of the policy.

  • Consultation fees in the appointed Network providers.

  • Circumcision and Ear piercing for newly born boys & girls.

  • Hearing Aids

  • Ambulance: within the city limits / Borders.

  • Physiotherapy

  • Intentional self-inflicted injury

  • Cosmetic treatment or surgery are excluded unless necessitated by a bodily injury.

  • Medically recognized veneral or sexually transmitted diseases.

  • Costs of treatment following diagnosis of HIV or any disease related to HIV including AIDS and its derivatives, alternatives or other forms.

  • All costs relating to tooth implant, artificial teeth, fixed or mobile bridges or orthodontic treatment unless resulting from violent external means.

  • Psychological treatment, mental or nervous disorders unless of an acute nature.

  • Drugs, procedures, equipment or hormone treatment for the purpose of regulating reproduction, contraception, fertiliy, infertiliy, impotence, secondary sterility, in-vitro fertilization or any other method of artificial fertilization.

  • Sicknesses resulting from the abuse of some medicine, stimulants or tranquilizers or from the use of alcohol, drugs or similar substances.

  • Organ or bone marrow transplant or implant of artificial organs to replace any organ of the body.

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Locations of Retail Branches, Claim Centers & Network Providers

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