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This Insurance is for *
Coverage Type*
Is the owner main driver of the vehicle?*
The essence of Insurance focuses on the Islamic principle of cooperation between members of the community who participate in bearing the financial repercussions resulting from the risks and dangers that may arise at any time in life. And this is done according to a solidarity program that is compliant with Shariah laws and approved by Al Rajhi Shariah Committee.
Motor Insurance Plans offer you a full range of services, products and solutions, addressing your needs and providing you with efficient support from our dedicated team of experts and insurers. These Plans will fulfill your requirements according to Takaful principles in case of any unexpected and unforeseen accidents (God forbid).
Every claim is an opportunity to truly deliver and the team is committed to make it happen beyond customer expectations.Using our technical expertise we develop deep risk insights and deliver profitable Shariah compliant solutions that our customers need and value.
Using our technical expertise we develop deep risk insights and deliver profitable Shariah compliant solutions that our customers need and value.
The Motor Insurance Third Party Plan will cover you against damages you have to pay to a third party. Accidents can happen at any time to anyone. No matter how careful you are, such unfortunate events cannot always be avoided.
The Plan provides you with a range of benefits and coverage.
All our products are Shariah Compliant
Every one pays a premium according to the risk that he brings to the pool
Suitable products that meet Customer needs
Faster Claims Settlement
Optimal Turn Around Times through Claims Portal
Retail Branches throughout the Kingdom
Well experienced in Fleet Insurance
Right balance between service and cost
Very good Customer Care Unit to deal with customer opinions and handle complaints with highest quality of standards.
OR
In the event of the occurrence of an accident resulting in the payment of indemnity in accordance with the provisions of this policy, the maximum limit of the company's liability for one event for both physical damage (including blood money, bodily injuries damages and medical expenses) and material damages, shall not exceed together a total sum of SR 10,000,000 (ten million Saudi riyals) as a coverage liability limit.
In case of a claim, Al Rajhi Takaful will make sure that the third party gets compensated quickly and conveniently. For prompt service, submit the following required documents:
For more information, please contact our call center on 920004414
The following are the standard exclusions of the Motor Insurance Third Party Liability Plan (Non-exhaustive):
The company has the right of recovery from the insured, the driver or the person causing the accident to recover the amount it had paid to the third party in any of the following cases:
Any liability or expenses arising or occurring where the insured vehicle is
Used in contravention of restrictions set forth in the schedule
Carrying passengers beyond the capacity authorized for the vehicle, and it has been proved that the accident occurred because of this violation.
Used in any type of racing, in determining the speed of starting off, or in testing the ability to drive.
Driven by a person under the influence of drugs, alcohol or medicines that are not allowed to be taken when going to drive.
Used by a person less than the age stated in the policy schedule unless his name is added in the policy schedule.
Stolen or taken by compulsion.
Driven by any person not carrying a driving license or a permit qualifying him to drive this type of vehicles or whose driving license is temporarily or permanently suspended.
Used in areas that are normally not allowed for the public to drive in such as airports or seaports, unless the vehicle is used for commercial purposes to be driven within the allowed area.
Note: For detailed exclusions and benefits, please read policy documents including the policy wording.
Every claim is an opportunity to truly deliver and the team is committed to make it happen beyond customer expectations.
The Motor Insurance Comprehensive Plan will cover you against damages to your own vehicle and indemnities to a third party. Accidents can happen at any time to anyone. No matter how careful you are, such unfortunate events cannot always be avoided.
The following are the standard exclusions of the Motor Insurance Comprehensive Plan (Non-exhaustive):
Death or bodily injury to participants, drivers.
Death, bodily injury or damages that are due to the loading or unloading of the vehicle and/or cargo.
Any legal liability or expenses arising or relating to increase of carriage and/or excess of stress and/or if the carriage is not fixed well on the vehicle in a way breaching the law and/or its passengers at the time of exceeding the legal number permitted by law
Geographical areas outside the scope of this policy
Violations of traffic law, i.e. crossing the traffic signal’s red light or speeding
Undeclared and unaccepted accessories
Wear and tear (aging and consumption)
Other Exclusions of covering participant vehicle:
Any damage, loss or harm that may happen to the vehicle covered according to this policy or to be as a result of being:
The vehicle driven or being in its way to be driven or being possessed by another person except for its participant or the permitted driver added in the policy schedule. Terms and conditions apply. This exception is not applied in the case of loss or damage of the vehicle resulting from robbery
Used by a person less than the age stated in the policy schedule unless his name is added in the policy schedule. Different deductibles apply.
Note: For detailed exclusions and benefits please read policy documents including policy wording.
Any liability or expenses arising or occurring where the insured vehicle is used in contravention of restrictions set forth in the schedule
