Takaful in Islam  




Evaluation of Takaful in Islam


Islam founded the understanding of Takaful as a concept of being the best, and impressive system which ensures a decent life for each member of the Muslims community, Takaful is the application of a modern concept of solidarity which was urged and, ordered by Islam, and this appears in all the guidance scripts of Shariah Islamiah, as in the verse the Almighty وتعاونوا على البر والتقوى ولا تعاونوا على الإثم العدوان) (سورة المائدة:آية 2). : And cooperate in righteousness and piety, but do not cooperate in sin and aggression.) (Surat Al - Maidah : verse No. 2). Concept of Takaful is included in all religious texts asking Muslim community for solidarity and to depend on each other among themselves , that makes it one of the vital reasons of the survival of the Muslims. Among the forms that reflect the solidarity in Islam are Zakat, and Al Aqlah system (Al Diyat) of sharing blood money.

The Muslim community is distinguished due to the practicing the values of compassion, cooperation and solidarity in religion which makes the members closer to their Creator – the Al Mighty, if they practice and implement this guidance of Allah the Al Mighty they will get great reward.